Phone calls need not always be the bearer of good news. In its recent report, a telecommunication firm said that around 44.6% of the phone calls made in 2019 were made by scammers, and the numbers will rise up further in 2020.
Incidents of cyber crimes and phone scams are so frequent these days that the next phone call you are about to receive- might be a call from a scammer trying to steal your money.
Before you get up and receive your ringing phone, you might want to read this list of the most common type of phone call scammers that can put you at risk. Who knows, maybe a little bit of awareness can save you from being scammed?
1. “Your ATM card has been blocked”
People often receive phone calls from scammers impersonating bankers. To rattle you off and to show you that they are ‘real’, they might even tell you your ATM card number and the expiration date.
While they have all that information with them, they try to get you scared by telling you that the bank is blocking your ATM card or even credit card for some discrepancies in your account. They say that they can make it all go away and need to access your account for that, and so they ask for your card’s PIN.
Do not share your PIN as it will actually give them access to your bank account, more than you would like, letting them withdraw all the money from your account.
2. “Send us the OTP to let us bank transfer your cash reward”
If asking your bank account details directly wasn’t enough, they try to tempt you with attractive offers. Scammers make phone calls saying that you have won a competition or a lottery; you might not remember participating in. They say that you have won a huge sum of money and/or a holiday in your dream destination.
For that, they need your bank account number and ATM PIN so that they can transfer the sum directly to your bank account.
While the reward might look tempting enough and the caller might seem trustworthy, these callers are most likely to withdraw all your hard-earned money instead of giving you a ‘reward’.
3. “This is Techsupport, we want to help you”
With developing IT cells of the scammers, they often pose as tech support as well. They pose as IT guys from tech companies helping you get rid of your computer virus. They start by asking you to download software that helps you share your computer with them and gives them remote control access to your computer as well.
While you see them ‘helping’ you, they are quite likely to be downloading all your personal information in the background. Sometimes they often hold all your computer data ‘hostage’ and threaten to give it back to you only if you pay a certain sum of money.
4. “Please confirm your Aadhar Card number”
This important identity card for Indian citizens holds all of their key information. Along with the name, birth date, family details, it has their bank account details, PAN card details and many more.
To gain access to all that information, bank account details and more, scammers often come up with various schemes, that ends with them asking for your Aadhar card number.
Please do not share your Aadhar card details with anyone as your personal information can be misused.
5. “Click the link to spend time with this lovely lady”
We all receive such enticing emails and messages that promise company to lonely souls. Although you’re intelligent enough to spot the red alert in the message and understand it to be a scam, you might receive some other messages and emails that can tempt you. Whatever it may seem DO NOT click on the links that follow the ad mails and messages.
These links mostly take you to a homepage that gives the hackers access to your computer, and hence, your personal information and data.
As the number of scammers increases in number with every passing year, they often come up with new ways to trick you. Banks never call you asking for your bank details as they already have it themselves.
Do not disclose them to a ‘banker’ over the phone, as they are mostly a fraud impersonating a banker. If you feel your bank account details are at risk, do not hesitate on visiting your bank and talking to the bank manager, or even reporting a complaint to the police.
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